CUSTOMER SERVICE

800.800.4865

Monday – Friday, 6 AM – 5 PM (excluding association holidays)

Transaction Processing, Business Day Cut-off Times

Unless we inform you otherwise, transactions will be posted to your account as follows:

  • Transactions initiated before 9 AM Hawaii Time, 12 PM Pacific Time, 1 PM Mountain Time, and 2 PM Central Time will be effective that same day.
  • Transactions initiated after 9 AM Hawaii Time, 12 PM Pacific Time, 1:00 pm Mountain Time, and 2 PM Central Time will be effective the next business day.
  • Transactions initiated on a weekend or association holiday will be effective the next business day.
  • ACH transactions will be completed within one to two business days after we have requested the transfer of funds through the electronic funds transfer system. The transaction is considered complete when the funds are actually deposited in the destination account you request.

A “business day” is every day except Saturdays, Sundays and holidays.

Holiday Schedule

DateDayHoliday
January 1, 2025WednesdayFederal Banking Holiday
January 20, 2025MondayFederal Banking Holiday
February 17, 2025MondayFederal Banking Holiday
April 18, 2025FridayEarly Closure – 3:00 pm local time
May 23, 2025FridayEarly Closure – 3:00 pm local time
May 26, 2025MondayFederal Banking Holiday
June 19, 2025ThursdayFederal Banking Holiday
July 3, 2025ThursdayEarly Closure – 3:00 pm local time
July 4, 2025FridayFederal Banking Holiday
August 29, 2025FridayEarly Closure – 3:00 pm local time
September 1, 2025MondayFederal Banking Holiday
October 13, 2025MondayFederal Banking Holiday
November 11, 2025TuesdayFederal Banking Holiday
November 26, 2025WednesdayEarly Closure – 3:00 pm local time
November 27, 2025ThursdayFederal Banking Holiday
November 28, 2025FridayOffices Closed
December 24, 2025WednesdayEarly Closure – 3:00 pm local time
December 25, 2025ThursdayFederal Banking Holiday
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Notice

AAC systems – including online banking – will be unavailable from Sept. 29 at 8 p.m. MT through Oct. 2 at 9 a.m. MT.

If you require assistance during this time, please call 800-869-6034 for support.