CUSTOMER SERVICE
800.800.4865
Monday – Friday, 6 AM – 5 PM (excluding association holidays)
Transaction Processing, Business Day Cut-off Times
Unless we inform you otherwise, transactions will be posted to your account as follows:
- Transactions initiated before 9 AM Hawaii Time, 12 PM Pacific Time, 1 PM Mountain Time, and 2 PM Central Time will be effective that same day.
- Transactions initiated after 9 AM Hawaii Time, 12 PM Pacific Time, 1:00 pm Mountain Time, and 2 PM Central Time will be effective the next business day.
- Transactions initiated on a weekend or association holiday will be effective the next business day.
- ACH transactions will be completed within one to two business days after we have requested the transfer of funds through the electronic funds transfer system. The transaction is considered complete when the funds are actually deposited in the destination account you request.
A “business day” is every day except Saturdays, Sundays and holidays.
Holiday Schedule
Date | Day | Holiday |
January 1, 2025 | Wednesday | Federal Banking Holiday |
January 20, 2025 | Monday | Federal Banking Holiday |
February 17, 2025 | Monday | Federal Banking Holiday |
April 18, 2025 | Friday | Early Closure – 3:00 pm local time |
May 23, 2025 | Friday | Early Closure – 3:00 pm local time |
May 26, 2025 | Monday | Federal Banking Holiday |
June 19, 2025 | Thursday | Federal Banking Holiday |
July 3, 2025 | Thursday | Early Closure – 3:00 pm local time |
July 4, 2025 | Friday | Federal Banking Holiday |
August 29, 2025 | Friday | Early Closure – 3:00 pm local time |
September 1, 2025 | Monday | Federal Banking Holiday |
October 13, 2025 | Monday | Federal Banking Holiday |
November 11, 2025 | Tuesday | Federal Banking Holiday |
November 26, 2025 | Wednesday | Early Closure – 3:00 pm local time |
November 27, 2025 | Thursday | Federal Banking Holiday |
November 28, 2025 | Friday | Offices Closed |
December 24, 2025 | Wednesday | Early Closure – 3:00 pm local time |
December 25, 2025 | Thursday | Federal Banking Holiday |