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As we move into the second half of the year, farmers typically take stock of their equipment fleet and begin to plan for needed upgrades. Recent
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AG Insights
Stay Informed About Your Industry
Get the latest insights into the business of agriculture from our team of financial experts and industry analysts. From economic outlooks and policy news to educational resources and producer success stories, our Ag Insights can help you anticipate trends and make more informed decisions.
When Brian and Mary Heffernan laid eyes on the Sharps Gulch Ranch in Siskiyou County, California, they had no idea how much their lives were about…
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Lettuce Market Likely to Remain Soft in 2025
Lower Sentiment, Lower Lettuce Demand In some ways 2025 has been standard in the lettuce industry. From early March, production shifted from Yuma, Imperial Valley and
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Is USDA Too Optimistic?
According to USDA’s June World Agricultural Supply and Demand Estimates (WASDE), the U.S. sorghum outlook for 2025/26 is: Increased U.S. production (driven by higher yields) Higher
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Crush, Rain and RVOs: What’s Driving Soybean Prices?
Lower Acres and Supplies than Last Year Farmers responded to lower profitability expectations for soybeans by reducing acreage this year to 83.38 million acres, below the
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A Quarter of Profits for Hogs
Key takeaways Profitability Outlook Improves: The hog sector continues to show profitability, with projected margins averaging approximately $30 per head over the next 12 months. Q4
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Wheat Market Navigates Strong Global Production
U.S. Supplies Highest Since 2020/21 Wheat supplies have weighed on market prices both in the U.S. and around the world, pushing cash prices of U.S. wheat
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Second Quarter a Bellwether for Balance of 2025
The second quarter of 2025 could be an inflection point for the cattle and beef complex. There are four specific developments going on that could have
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The Moderation Movement Part 1
Following nearly three decades of uninterrupted growth, alcohol consumption in the U.S. looks to be declining. The demographics of the alcohol consumer also are evolving. Both
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New Federal Milk Marketing Order Rules Now Effective
Key Takeaways Situation: New Federal Milk Marketing Orders ushered in updates to milk pricing formulas, including increased make allowances and changes to the Class I base
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Fields to Futures: What Producers Need to Know for 2025/26
Key Takeaways: Weather, Acreage, and Tariff Uncertainty = Price Risk: A hot and dry summer forecast, changing planting data, and the looming expiration of U.S.-China tariff
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How Many Beef Cows Does the U.S. Industry Need?
Key Takeaways: The national cow herd does not need to grow back to the size it was at the 2019 peak. A larger-than-now but smaller-than-before national
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Silver Appetites: An Aging Population and Food Demand
In this Issue: Population aging began in the 1970s and accelerated in the 2010s. Population aging, even sooner than population decline, will change demand for agricultural
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Video: Next Steps for Nuts in “The Big Shrink”
Key Takeaways: Over the past three decades, U.S. nut growers have been widely successful due to exceptional growth in export markets. More than 70% of U.S.
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A Leap Into the Bison Business – Cold Creek Buffalo Company
When Boyd Meyer, a rancher who’s been in the cattle business for 30 years, walked into Denver’s Western Stock Show in 2002, he had no intention…
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News Worth Knowing – November 15, 2024
Terrain analysts dissect news topics important to agriculture and weigh their significance for the sectors relevant to our Farm Credit customers. In this issue, our analysts
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California’s Regulations Play a Role in Agriculture’s Export Gap
Key points: Representing more than 20% of U.S. agricultural exports, California stands to benefit from efforts to narrow the trade gap. The rising cost of regulations
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The Changing Funding Structure of Rural America
Key points: Bank deposits have grown at lower levels in areas with declining populations. In partnership with traditional agricultural lenders, alternative capital pools and consolidated lending
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Ag Cycles in Opposite Ends of the Spectrum
Key points: Cattle producers, on the upswing in profitability, have taken a conservative approach, so far, to herd expansion and other investment in their operations. Crop
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When in Doubt, Zoom Out
In This Issue: High regulatory costs limit California farmers’ ability to expand specialty crop production. Financial stress continues to build for Midwestern field crop and hog
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May 2025 WASDE Sets the Stage for Markets
Current Conditions & Pre-Report Expectations Planting season across the United States remains ahead of schedule for both corn and soybeans. As of May 11, 2025, U.S.
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