Our farm operating loans and lines of credit can help you manage the day-to-day expenses so your business can focus on the future. An operating loan or revolving line of credit can provide much-needed liquidity. Whether it’s used for repairs, feed or seed, more cash on hand can help keep your operation running smoothly.
![Farm operating loans can be used to purchase feed for this group of hens and a rooster in a field of grass](https://www.agloan.com/wp-content/uploads/2019/03/20150528_B_MG_1681_2k_RS-800x500.jpg)
Use Line of Credit to Purchase Inputs
There are some essentials that agricultural producers can’t operate without. A farm operating loan or line of credit can keep your purchasing power strong, even when cash flow is limited.
- Livestock, including poultry
- Feed and seed
- Fertilizer, pesticides and other inputs
- General operating expenses
- Market livestock and poultry
![Cattle in lush green field with sun rays is an example of expanding your operation with farm operating loans](https://www.agloan.com/wp-content/uploads/2020/02/pohonolo-ranch-x-american-agcredit_JPEG-72ppi_016_web-800x500.jpg)
EXPAND YOUR OPERATION
Whether you are starting your next project or maintaining current facilities, an operating loan can help your operation succeed. From developing a vineyard or irrigation project to consolidating your farm debt to increase cash flow, we have lending options available to meet your needs.
- Facility repair and improvement
- Land and water development
- Vineyard and orchard development
- Project costs
- Debt refinancing
- Breeding livestock
![Tractor wheels in the snow](https://www.agloan.com/wp-content/uploads/2019/10/17_01_26_AGCredit_Elko-702_web-800x500.jpg)
Buy or Lease Farm Equipment
Keeping up your equipment can make all the difference in agriculture. Use a competitively priced term loan or lease to purchase equipment and help maintain your profitability. Our loans and leases can be used for a wide range of equipment and vehicles, from combines and tractors to plows, planters and sprayers.